Barack Obama called on Tuesday for changing federal bankruptcy laws to help military families, seniors and victims of natural disasters, and accused John McCain of repeatedly siding with the banking industry when Congress acted on the issue.

"When it comes to strengthening the safety net for hardworking families, he's been part of the problem, not part of the solution," Obama said of his Republican rival for the White House.

Both candidates are in the midst of weeklong efforts devoted to the economy, the top concern of voters four months before the election as gas prices and job layoffs rise while the credit crisis and housing crunch continue. Each senator is trying to portray himself as most in tune with the needs of a middle class that's smarting from economic difficulties _ and the other as out of touch.

Bankruptcy legislation that cleared Congress in 2005 also figured in the Democratic primaries. Obama voted against the measure, and criticized Hillary Rodham Clinton for supporting it.

Seeking to turn the issue against McCain, the Illinois senator said the bankruptcy bill was further evidence that he would renew the policies of an unpopular President Bush.

"Like the president he hopes to succeed, Sen. McCain does not believe the government has a real role to play in protecting Americans from unscrupulous lending practices," Obama said as he announced his fresh proposals before a few thousand people in a high school gymnasium in this city outside of Atlanta. "He would continue to allow the banks and credit card companies to tilt the playing field in their favor, at the expense of hardworking Americans."

Obama's campaign pointed to a series of Senate votes in 2005 to accuse McCain of "siding with banking industry lobbyists" while opposing measures that the Democrat's campaign said would have helped families struggling to pay medical bills, seniors in bankruptcy fighting to keep their homes, and victims of Hurricane Katrina. Aides noted that McCain, an Arizona senator, voted for a bankruptcy reform bill three years ago that critics say favored big business while Obama opposed it. The measure passed the Republican-led Senate with Democratic support.

McCain spokesman Tucker Bounds responded in a statement: "Eighteen Democrats and John McCain worked together on the bipartisan Senate bankruptcy bill, and Barack Obama's rigid partisanship and self-promoting political attacks show that he's a typical politician _ which is the problem in Washington, not the solution."

Obama's new bankruptcy proposals supplement his broader _ and previously announced _ bankruptcy reform agenda that includes changes intended to help people in financial distress because of medical bills and allow homeowners going through the bankruptcy process to renegotiates terms of their mortgages.

The Democrat said he also would help service members and military families struggling financially after multiple moves, lengthy deployments and, in some cases, predatory lenders, saying, "If you're protecting America, America should be protecting you from unfair bankruptcy laws." Continued...